Bank of India (BOI) has released the notification for 514 Credit Officer vacancies across multiple scales for 2025. This recruitment provides an excellent opportunity for candidates with relevant qualifications and experience to join a reputed nationalized bank in a permanent role. The positions are offered in SMGS-IV, MMGS-III, and MMGS-II scales, with attractive pay scales and growth prospects. Selection will be based on written exam and/or interview, followed by document verification and medical examination.
The vacancies are spread across all over India, catering to candidates from different categories such as SC, ST, OBC, EWS, and General. Eligibility requirements vary by scale, with experience ranging from 3 to 8 years for different posts. Candidates must apply online between 20/12/2025 and 05/01/2026, ensuring the submission of the application fee as per their category. This recruitment is an ideal chance for professionals to secure a stable banking career with career progression.
| Form Mode | Job Location | Monthly Pay | Job Basis |
| Online Form | All India | Given Below | Permanent |
| Bank of India (BOI Bank) Credit Office Recruitment 2025 Short Details of Advt Notification WWW.THESARKARINETWORK.COM | |||
| Important Dates | |||
|---|---|---|---|
| Notification Out : 17/12/2025 Starting Date : 20/12/2025 Last Date : 05/01/2026 11:59 PM | |||
| Application Fees | |||
| General / OBC / EWS : 850/- SC / ST / PH (Divyang) : 175/- Payment Mode : Online Mode | |||
| Age Limit Details | |||
| Credit Office (SMGS-IV) : 30-40 Years Credit Office (MMGS-III) : 28-38 Years Credit Office (MMGS-II) : 25-35 Years The Age Limit as on : 01/11/2025 The Age Relaxation Extra as per Rules | |||
| Selection Process | |||
| Written Exam and / or Interview Document Verification Medical Examination | |||
| Pay Scale Details | |||
| Credit Office (SMGS-IV) : 64820-2340 (1)-67160-2680 (10)-93960 Credit Office (MMGS-III) : 85920-2680 (5)-99320-2980 (2)-105280 Credit Office (MMGS-II) : 64820-2340 (1)-67160-2680 (10)-93960 | |||
| Qualification Details | |||
| Credit Office (MMGS-II) : Any Bachelor’s Degree and 03 Years Exp. Credit Office (MMGS-III) : Any Bachelor’s Degree and 05 Years Exp. Credit Office (SMGS-IV) : Any Bachelor’s Degree, MBA/ PGDBM OR Any PG Degree OR CA and 08 Years Experience. |
| Category Wise Vacancies | ||||||||
|---|---|---|---|---|---|---|---|---|
| Post Name | Scale | Stream | SC | ST | OBC | EWS | Gen | Total |
| Credit Officer | SMGS-IV | GBO | 05 | 02 | 09 | 03 | 17 | 36 |
| Credit Officer | MMGS-III | GBO | 09 | 04 | 16 | 06 | 25 | 60 |
| Credit Officer | MMGS-II | GBO | 62 | 31 | 112 | 41 | 172 | 418 |
| Grand Total Post | 76 | 37 | 137 | 50 | 214 | 514 | ||
| Important Related Links | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Content Type | Issued On | Content Link | |||||||||||
| Fill Online Form | 20/12/2025 | Click Here | |||||||||||
| Eligibility Details | 17/12/2025 | Click Here | |||||||||||
| Full Notification | 17/12/2025 | Click Here | |||||||||||
| Official Website | 17/12/2025 | Click Here | |||||||||||
Frequently Asked Questions(FAQs)
1. How many vacancies are available for Bank of India Credit Officer 2025?
A total of 514 vacancies are available, distributed across SMGS-IV, MMGS-III, and MMGS-II scales.
2. What is the eligibility criteria for Credit Officer posts?
- MMGS-II: Bachelor’s degree + 3 years experience
- MMGS-III: Bachelor’s degree + 5 years experience
- SMGS-IV: Bachelor’s degree + MBA/PGDBM/PG degree/CA + 8 years experience
Age limits differ by scale: MMGS-II (25-35), MMGS-III (28-38), SMGS-IV (30-40) years as on 01/11/2025.
3. What is the application fee and how can I pay?
- General/OBC/EWS: Rs. 850/-
- SC/ST/PH (Divyang): Rs. 175/-
Payment must be made online during the application process.
4. What is the selection process for BOI Credit Officer posts?
Selection involves written examination and/or interview, followed by document verification and medical examination.
5. What is the salary for different scales of Credit Officer?
- SMGS-IV: Rs. 64,820-93,960
- MMGS-III: Rs. 85,920-105,280
- MMGS-II: Rs. 64,820-93,960
Salary is as per the respective scale and allowances applicable.
Conclusion
The Bank of India Credit Officer Recruitment 2025 is a golden opportunity for banking professionals seeking a permanent role with a strong career path. With 514 vacancies across various scales, eligible candidates can secure positions offering competitive pay and professional growth. The recruitment ensures a fair selection process through exams and interviews, followed by verification and medical checks.
Aspirants must carefully check the eligibility criteria, category-wise vacancies, and experience requirements before applying. Timely submission of the online application along with the correct fee is crucial. Joining BOI as a Credit Officer not only provides financial stability but also offers a platform to enhance banking skills and expertise in credit operations.